In terms of personal property brought to on-campus housing, the University of Kentucky assumes no financial responsibility for damages to, or loss of, personal property of students. Campus Housing and Risk Management departments at the University of Kentucky collectively recommend that students check their parent's/guardian's homeowners insurance policy to determine if their personal items would be covered in the event of damage while living in a residence hall or a Graduate and Family Housing residential unit at the University of Kentucky. Residents of University Flats are required to have liability insurance and show proof of insurance prior to receiving keys.
If a student is not covered by his or her parents' or family's homeowners insurance, or if they wish to purchase additional coverage exclusively for their student, they may check with any general insurance agency for details of securing such insurance. The University of Kentucky recommends the following company for student personal property insurance: